Attention homeowners in Phoenix and Maricopa County: Get an Appraisal today!

Here are the top seven reasons AZ homeowners need Ultimate Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Need help determining the price of your house in or near Phoenix, AZ?
Contact Ultimate Appraisals.

We at Ultimate Appraisals understand the individual needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the standard documents we provide. Being a regular homeowner that probably doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Ultimate Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Ultimate Appraisals, we're seasoned in helping homeowners just like you rid yourselves of unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Ultimate Appraisals is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Ultimate Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.